Mean Mm-Mm Servant of God
You are certainly right that dysfunctional play can involve using skills the way you describe. I'm trying though, in this thread, to read the book sympathetically, which means assuming and imagining rewarding play informed by the text at hand.We have to agree to disagree, then. I think further discussion would just muck up your thread, Let's get back to your let's read!
Penalty for failure can mean several things, of course. You could well have a game where the character suffers a penalty for failing a skill roll but the player experiences it as an enrichment of the play experience. Or vice versa, of course....there is no penalty for failure....