I can't speak for the original poster, but personally I'd like to understand more about why people dislike the setting - "its th suxxorz" certainly earns bonus points for brevity, but perhaps a bit more substance is called for here...?
As to comments about not losing levels? That's completely untrue; there isn't a single sentence anywhere in the book which I can find to even suggest such a thing. Here, in fact, is what happens, step by step:
- Bob, the Human Fighter, dies (race is important 'cause not all creatures produce Ghosts);
- Ghost-Bob appears on the ethereal plane, with no immediate loss of level;
- He can make a Will Save immediately, and every minute thereafter, to Manifest onto the Material Plane (GWCO Ghosts aren't dual-planar like MM ghosts). The DC is 16;
- When he succeeds, he manifests as an Incorporeal Ghost, and can continue adventuring in that state;
- As a result of these post-mortem adventures, Ghost-Bob can even gain levels - but is restricted to two possible classes that are specific to ghosts like him;
- When the party gets back to civilisation, they (or Ghost-Bob himself) can arrange for resurrection magics to be applied;
- THESE SPELLS WORK AS NORMAL - including possible level loss ... the only difference is, having Ghost-Bob on hand means the time spent AS Ghost-Bob doesn't count against how long Bob has been dead;
- Additionally, any levels Ghost-Bob picked up in the Eidolon or Eidoloncer classes can (but don't HAVE to) be converted to any other class-levels Bob would qualify for, in life.
- [Vox_Dramatis] Bob ... LIVES ... again ...!! [/Vox_Dramatis]
And that's it. All of it. Entirely. The whole shebang.
The step I have the all-caps sentence in? Note, level loss still occurs. Ergo, Ghost-Bob may choose to find a secure place to store his corpse in, while adventuring to gain enough funds to afford a spell that doesn't cost a level.
OTOH, if he spends TOO long as a ghost, and winds up with more levles gaine post-mortem than pre-mortem? True Afterlife, here he comes - wether he wants to or not. IOW, "standard D&D assumptions vis-a-vis Death and Resurrection re-assert themselves".